2026 Tax Calculator
See your estimated 2026 federal tax and real take-home paycheck. Also works as a paycheck calculator. Just pick your pay frequency below.
Nothing you enter is sent to or stored by us. This runs entirely in your browser. Share puts your numbers in the link itself, so anyone who opens it can see them.
See how your federal tax is calculated (bracket by bracket)
| Rate | Income in this bracket | Tax from this bracket |
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Common questions
What tax bracket am I in for 2026?
It depends on your taxable income (income after the standard deduction) and filing status. The 2026 federal brackets are 10%, 12%, 22%, 24%, 32%, 35%, and 37%. Enter your income above to see your exact bracket and effective rate.
How is my paycheck take-home pay calculated?
Take-home pay is your gross pay minus federal income tax, Social Security (6.2%), Medicare (1.45%), and any state tax you enter, then divided by your pay frequency.
Does this include state income tax?
Only if you enter a state tax rate. This calculator doesn't have every state's exact bracket system built in, so enter your state's approximate rate for a closer estimate, or leave it at 0 if you live in a no-income-tax state.
What's the best way to increase my take-home pay?
Contributing pre-tax to a 401(k) or HSA lowers your taxable income directly. Checking your W-4 withholding also matters, since too much withheld means a bigger refund but less in every paycheck along the way.